Key Highlights of Axis Bank Vistara Signature Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Travel
Joining Fee Rs. 3,000
Annual Fee Rs. 3,000
Welcome Benefits Complimentary Premium Economy Ticket
Best Feature Complimentary Club Vistara Silver Membership; 4 CV points for every Rs. 200 spent
The Money Fair Rating ★★★★(4/5)

Axis Bank's My Zone credit card offers rewards for top brands such as Paytm Movies, Swiggy and Ajio. Plus, this credit card waives SonyLiv's annual fee. Key benefits of the Axis Bank My Zone credit card include:

Welcome Gift

Axis Bank Vistara Signature Credit Card welcome gift includes 10,000 Vistara Points, which can be redeemed for free flights and upgrades on Vistara Airlines. Additionally, customers get 2 free lounge visits to select domestic airports, 1 complimentary domestic flight with Vistara, 5% cashback on select categories of spending and complimentary access to select airport lounges.

Reward Points

Axis Bank Vistara Signature Credit Card holders can earn 10 Reward Points on every Rs. 200 spent on the Vistara website and Vistara mobile app. The reward points can be redeemed for free flights, upgrades, lounge access and other services offered by Vistara. Cardholders can also earn 3 Reward Points on every Rs. 200 spent on other purchases. The reward points can be redeemed for a variety of services and products, including gifts, vouchers and cashback.

Milestone Achievement Benefits

  • Welcome Benefit: Receive 10,000 Vistara Points on the first transaction made within 30 days of card issuance.
  • Accelerated Rewards: Earn 3 Vistara Points per Rs. 100 spent on all transactions.
  • Milestone Achievement Benefit: Receive 10,000 Vistara Points on achieving a spend of Rs. 1,00,000 and above in a year.
  • Complimentary Vistara Lounge access: Get 4 complimentary domestic lounge access in a year.
  • Complimentary Air Tickets: Receive complimentary Economy Class ticket on achieving a spend of Rs. 5,00,000 in a year.
  • Fuel Surcharge Waiver: Get fuel surcharge waiver of up to Rs. 500 per statement cycle.
  • International Transaction Fee Waiver: Get waiver of 1% International Transaction Fee.
  • Reward Redemption: Enjoy redemption of Vistara points on air tickets, hotels and other purchases through Vistara’s online store.

Travel Insurance

The following insurance is provided on Axis Bank Vistara Signature Credit Card:

  • Air accident cover – Rs. 2.50 crore
  • Purchase Protection – Rs. 1 Lakh
  • Lost Card Liability – Rs. 3 Lakh
  • Loss of Travel Documents – Up to $ 300
  • Loss of Check-in Baggage — Up to $ 300
  • Delay of Check-in Baggage – Up to $ 300

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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Axis Bank Vistara Signature Credit Card: Fees & Charges

The fees and charges applicable to Axis Bank Vistara Signature Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 3000

Annual/ Renewal Fee

Rs. 3000

Finance Charges

3.4% per month (49.36% per annum)

Late Payment Fee

  • Less than Rs. 500 Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Although Axis Bank Vistara Signature Credit Card is a good option, you should consider the features of the card and decide if it meets your requirements. It offers rewards points, access to airport lounges, and other benefits such as discounts on hotels, dining, and travel. However, it also has an annual fee of Rs. 4,500, which may be too expensive for some people.

It depends on your needs and preferences. Axis Bank Vistara Signature Credit Card may be a good fit for you if you are looking for a card with rewards and benefits that are tailored to frequent flyers of Vistara airlines. It provides a number of travel benefits including complimentary lounge access, discounts on Vistara flights and more. Additionally, it offers other benefits such as cashback, reward points and more. However, it is important to compare the features and benefits of this card with other cards available in the market to determine if it is the right card for you.

Click here to apply for this credit card. 

Criteria Details
  • Occupation
  • Age
  • Minimum Income Required
  • Salaried or Self-employed 
  • 18-70 years
  • Rs. 6 Lakh per annum

Q.  Can I earn points for fuel transactions using my Axis Bank Vistara Signature credit card?

A. Yes, you can earn points for fuel transactions using your Axis Bank Vistara Signature credit card. Every Rs. 200 spent on fuel transactions will earn you 1 Vistara Point.

Q. How do I apply for the Axis Bank Vistara Signature credit card?

A. To apply for the Axis Bank Vistara Signature credit card, you need to visit the Axis Bank website and click on the 'Credit Cards' tab. Select the 'Axis Bank Vistara Signature Credit Card' option, and you will be directed to the application page. Fill in the required information and submit the application. You can also apply for the card by visiting the nearest Axis Bank branch.

Q. Can I withdraw money from my Axis Bank Vistara Signature Credit Card?

A. Yes, you can withdraw money from your Axis Bank Vistara Signature Credit Card, subject to the withdrawal limit set by the bank. You can withdraw cash from any Axis Bank ATM, Mastercard or Visa ATM, or any other bank's ATM in India or abroad. However, a fee will be charged for each cash withdrawal transaction.

Q. What is the foreign transaction fee charged by Axis Bank Vistara Signature credit card?

A. The foreign transaction fee charged by Axis Bank Vistara Signature credit card is 3.5%.

Q. Does the free air ticket voucher expire?

A. The air ticket voucher comes with a validity of 6 months only.